Insurance companies have established networks in most major cities. These networks consist of physicians, hospitals and ancillary providers who sign a contract to accept the “reasonable” amount as payment in full for a given service. Every insurance company has its...
While your medical history is certainly not a part of your credit report, unpaid medical debts that go to collections can go onto your report and affect your credit score. Collections marks on your credit report can take up to 50 points off your credit score and last...
Balance Billing When a claim is processed by your insurance company, it’s usually paid as either in- or out-of-network, depending whether the provider has a contract with your insurer. If the provider is in-network, a payment is made based on an amount agreed upon in...
Have you or a family member recently had a medical emergency, needed surgery or been hospitalized? If so, you may know the feeling of confusion, stress and frustration that occurs when the bills start arriving in your mailbox. What do you do? How much do you owe? How...
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